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General Liability Insurance

General Liability Insurance - What is it?

Something that may seem insignificant, like someone who slips and falls in your parking lot but appears uninjured, can quickly become a lawsuit that threatens the stability of your business. Liability insurance protects the assets of your business when it is sued for something which causes injury or property damage whether you are at fault or not.

Why does my business need General Liability Insurance?

As mentioned above in our litigious society something that seems small can balloon into a threat to the viability of your business. General Liability insurance will help you keep peace of mind and concentrate on growing and maintaining your business. Additionally, many businesses require a minimum level of General Liability insurance in order for them to partner with other companies. In order to keep up with competition and to keep your company growing general liability is the baseline coverage to help you partner with fellow businesses.

What information should I have ready when I speak to an agent?

The key item for your Madison Insurance Agent is a copy of your current General Liability policy and bill. In addition, we will want to discuss your business and see if we can help round out your insurance package without adding to your current cost.