Madison Insurance

Church Insurance Quote - click here

Colorado Church Insurance with Madison Insurance Group

Why do churches need specialized insurance coverage?

The operation of a church has risks that are often overlooked. Our program includes coverage for church property and liability with specific contract features designed for the operation of a church. We represent a major "A" rated church insurer that in addition to liablity and property insurance provides a comprehensive risk management program to help minimize risk. For more information on the risk management program click here.

Our liability program provides coverage for congregation members, employees (including ministers), officials and volunteers acting on behalf of the church. In today's litigious society not even church's are exempt from lawsuits. Your church provides many needed services to the community but with these services comes the risk of being sued for various reasons. Our program will give you the peace of mind to continue serving your community knowing the church's assets are protected.

Our goal is to provide a more comprehensive plan at competitive prices. Included in the plan is a risk management program that will manage the potential risks to your Colorado church. Before you renew please let us provide you a quote.

For more details on Church Insurance click here

Why choose a local agent to insure your Colorado church?

As a local Denver insurance agency, Madison Insurance Group has the local experience and expertise to help you get the most comprehensive package for your business. We understand the Colorado Church insurance industry and will work to provide coverage that meets your unique needs. Through our experience with Colorado and Denver churches we have found that most are underinsured for property coverage. Please contact us to assess your current insurance plan. We are looking forward to the opportunity.

What information should you have ready before you speak to an agent?

Copy of your current insurance contract or declaration pages and bill, information on your building including (square feet, sprinkler system, roof type, etc.), information on your business (revenue, value of equipment, number of employees, etc.), and claim history from the past 3 to 5 years. Also please be ready to discuss the day to day activities of your church. We are looking forward to it.

Colorado Church Insurance - Risk Management

Why is risk management a vital part of a comprehensive Church Insurance program?

We feel that your service to the community is vital and this should not be weighed down by lawsuits and the burden of potential liabilities. Coupled with a comprehensive insurance program, risk management will help you to focus on the areas that are most important to the church. Risk management will help you identify potential risky areas of your operations and address each with a plan and/or specific resources. Please give us a call to discuss how we can help.

10 steps to a safer church - an example of risk management

• Form a safety and security team

• Regularly inspect your buildings and grounds

• Remove snow and ice promptly

• Guard against water damage

• Have your electrical system inspected

• Follow the 5 L's of crime prevention: Lock up, Lighting, Landscaping, Lookout, and Law Enforcement

• Use surge protection

• Plan and properly supervise recreational activities

• Screen workers and volunteers who work with children

• Hire competent and insured contractors

Risk Management Resources

• Access to risk management website which provides extensive lineup of safety and security resources

• Online video training and automated risk assessment

• Monthly and weekly e-newsletters packed full of timely information

• Access to affordable background check services

Colorado Church Insurance - Program Overview

Coverage Features

• Building and Business Personal Property - our experience has shown most Colorado churches do not have adequate property coverage.

• Business Liability

• Business Interruption

• Directors and Officers Liability

• Boiler and Machinery

• Electronic Data Processing

• Automobile

• Umbrella Liability

• Pollution Liability

• Employment Practices Liability

• Bailee coverage for customers including: damage in process, mysterious disappearance, customer goods in transit, furrier customers, and coverage for restoration of operations and storage.

• Additionally we can offer Colorado Workman's Compensation for your employees.

What we need from you to provide a quote

To start we will need some basic information on your church including: Current insurance information, property information, and description of your operations. From there we will tailor a program that fits your specific needs. We are looking forward to working with you.